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Global
Investment & Risk Advisors, LLC
239 601 1673
Phone
girausa@att.net
Email
Wealth Management
            We are glad you found us !

This is a comprehensive resource on planning your worry-free retirement in the environment of your choice. Information on how to organize your finances, monitor your retirement benefits, plan your estate, optimize your lifestile and enjoy your physical and spiritual well-being.
        Independent Financial Planning  
      and Wealth Management

To learn more about the Financial Planning Profession
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We pride ourselves of assisting clients with fee-based, objective financial advice without the usual conflict of interest arising from selling commission-driven proprietary products. With this website we have accumulated diverse resources that will help you understand the financial markets, the complexities of planning for your financial future, dealing with health care issues, insurance needs and income and estate tax questions.

Click on any of the items on the left to access an extended menu of topics and resources.

We access many of these free resources in our daily work and want to share them with you. However, we cannot, and do not make any representations about the accuracy and completeness of the information provided. If you want to discuss any of these topics with a professional experienced financial planner, please contact us.  If you are interested to learn more about establishing a relationship with us,
please click here.
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Estate Planning
         Synopsis of Financial Planning
                     
A  P  P  E  A  L

                                                  
Accumulate
      
Savings for your Retirement


                                                  
Protect
      
Income through Disability Insurance


                                                  
Preserve
      
Assets throug Long-Term Care Insurance


                                                  
Enhance
       
Lifestyle through Planned Spending


                                                  
Annuitize
       
Savings to Outlive your Assets


                                                  
Limit
        Income and Estate Taxes
Heinz Binggeli, President and Owner, is a CERTIFIED FINANCIAL PLANNER™ practitioner, adhering to the rigorous standards set by the CFP Board for competent and ethical personal financial planning.